INSURANCE

Insurance is a sector that has only recently witnessed the winds of liberalization. The Insurance Regulatory and Development Act, 1999 permitted private players to participate in the Insurance sector. Life insurance is still the domain of the Life Insurance Corporation of India, but a host of private players have emerged in the other arenas. Currently, foreign participants are permitted to hold only up to 26 per cent shareholding in an Indian joint venture. We adopt a complete hand holding approach for our clients who are entering the insurance sector.

Our practice area in the Insurance segment focuses on:

    • Advising our clients on the provisions of the specific laws, such as the Insurance Act, 1938, the Insurance Regulatory and Development Act, 1999 and allied laws, rules and regulations, including those relating to foreign exchange regulations, consumer protection laws, to name a few
    • Obtaining clearances for our clients from the concerned regulatory authorities
    • Rendering comprehensive advise right from structuring of the investment in India to make it tax optimal, to drafting of the agreements for our clients who are entering into a joint venture agreement
    • Advising our clients, in this sector on taxation issues, our advise is limited not only to interpretation of treaty laws, but we also render advise on compliance issues arising under the domestic tax provisions, both direct, and indirect, including service tax
    • Drafting or vetting for our clients various contractual agreements, in the context of various laws such as the Indian Contract Act, 1861 keeping in view various crucial clauses relating to good faith, indemnity, liability to name a few issues
    • Advising on the applicability of stamp duties

Our advice is a comprehensive blend of business strategy, in-depth industry specific legal issues and global tax minimization.

Our Research Papers:

Other allied material: